Pivot Archive

Digital Lending & Banking

Cold

3.1% of YC companies (-0.60pp)

Companies

180

Survival Rate

84.4%

Hiring Rate

27.8%

Recent Pivots

22

Digital Lending & Banking — Share of YC companies over time

Companies (180)

Company
Status
Link

Kita

Turn documents into signals for lenders

Active

Sponge

Financial infrastructure for the agent economy

Active

Proximitty

Autonomous business loan servicing

Active

Copperlane

AI Mortgage Loan Officer

Active

Karoo

AI native consumer lending platform for underserved Americans

Active

Finosu

AI Native Consumer Loan Servicer

Active

Kontigo

USDC-Smart Neobank for Latinos.

Active

CollectWise

Automating consumer debt collection with AI

Active

Yenmo

Secured consumer lending in India

Active

SuretyNow

The Modern Surety Bond Platform

Active

Cleva

USD banking platform for Africa

Active

Casca

Make Banking Magical

Active

Craftwork

Digital-native home painting franchise

Active

Cardinal Gray

Automating lenders' interactions with the DMV

Active

VaultPay

Digital banking platform for the 30 million smartphone users in DRC.

Active

SyntheticFi

Low cost securities-backed lending for financial advisors and HNWI

Active

Finvest

Easy way to buy US Treasury Bills

Active

Paperplane

Credit risk management platform for builders' merchants

Inactive

Ruby Card

Neobank for e-commerce businesses

Active

Rainmaker

DeFi for Everyone

Active