A bank account that integrates LatAm SMEs' finances and operations.
Embedded finance infrastructure for LatAm enterprises.
We offer a corporate bank account that integrates with accounting, tax and payroll systems allowing SMEs owners in LatAm manage their business in just one place.
Mono provides an API-first platform that lets any company in LatAm offer financial capabilities, wallets, real-time payouts (Bre-B), Visa cards, and multi-rail bank transfer without becoming a fintech.
Mono changed from offering SMEs a directly integrated corporate bank account (end-user product) to providing an API platform enabling other enterprises to embed financial products—shifting from a neobank to B2B embedded finance infrastructure. This is a meaningful product pivot within fintech that changes the customer and platform scope.