SyntheticFi
S23Cheapest way to get liquidity from your stock investments
Cheapest way to get liquidity from your stock investments
Borrowing money against investments is a $1T+ strategy used by the rich to defer taxes and stay invested in the market. Retail clients have to pay 12%+ margin rate to use this strategy, while the rich pay 6-8%. SyntheticFi helps the mass affluent borrow at 5.83%, without moving their investments to different brokerage accounts.
SyntheticFi offers a low cost and low hassle solution for independent financial advisors (RIAs) to meet the liquidity needs of their clients.
SyntheticFi has shifted from serving mass affluent retail investors directly to offering liquidity solutions specifically for RIAs (financial advisors) to provide to their clients. This is a meaningful shift in target customer market from direct-to-consumer to B2B2C (financial advisors as intermediaries), even though the underlying product (stock-based lending) is similar.