Dolphin

Bank transfers as payments for luxury retailers.

Dolphin is a startup in a box.

Zenobia Pay enables luxury brands and jewelers to accept pay-by-bank. We’ve built an instant clearing pay-by-bank network with bundled fraud insurance that costs 3 times less in fees than credit card processing. We are building Zenobia Pay specifically for expensive goods. Items are high intentionality, so we can actually convert customers at checkout. Payments go through your phone without you having to download an app. We use purchase metadata to provide a digital proof of purchase for the entire lifespan of luxury goods so that brands can earn fees verification fees on the $39B resale market, which is growing 3 times faster than new sales.  Zenobia Pay is a branded pay-by-bank rewards network that is the default payment mechanism for all purchases over $200.

Dolphin is a startup in a box. Dolphin is a web-app builder for aspiring startup founders to ship to their first customers in an hour. Dolphin builds startups in one pass. Dolphin can setup subscriptions, AI assistants, complicated database updates, integrations, messaging, and more. Teddy and I have spent thousands of hours building complicated web apps, and we’ve developed strong opinions on how to architect them. That’s why Dolphin is so powerful: rather than give an AI free rein, we constrain it to the Dolphin architecture. Constraints breed creativity. We designed the Dolphin architecture so that, when an AI works with it, its outputs are correct, secure, and scalable.